Welcome to Ukulima Sacco

Welcome to Ukulima Sacco, Where Your Financial Dreams Come to Life. Experience our unparalleled Service, Expert Guidance, and a Range of Cutting-Edge Financial Solutions Designed to Help You Achieve Your Goals and Secure Your Future.

Any Kenyan Citizen is eligible to join the Sacco as Individual Persons, institutions or groups/ Chama’s regardless country of residence.

  • Wide variety of products and services
  • Returns on Share capital as Dividends and Interests on Deposits
  • Instant Mobile Loans
  • Affordable Interest rates on loans
Membership Categories

We can help you create positive and permanent changes in your life.
Let’s Create Something new and awesome Togeather.


Full Member

Member Contributes Monthly towards the society


Re-joining Member

Was once a member and withdrew from the society and would wish to re- join the Sacco


Banking Service / Transactional Member

Member does Not have specified monthly contributions

Online Individual Membership Registration Form

Individual Diaspora Membership

Diaspora Membership Application forms are available on Ukulima Sacco Society’s website for download and completion. Applicants to attach valid Kenyan Passport and colored passport size photograph

Joint Diaspora Membership

Joint Diaspora Application Form is available on the website for download to be attached to their Valid Kenyan Passport for all applicants alongside colored passport size photograph for all applicants.


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